Careers at The Budget Company

Overview:

A Financial Coach empowers individuals and families to take control of their finances and build long-term financial well-being. This role focuses on education, accountability, and goal-setting—not product sales—helping clients improve their money habits, reduce financial stress, and make confident financial decisions.

Key Responsibilities:

• Conduct one-on-one or group financial coaching sessions to help clients clarify their financial goals and values.
• Analyze clients’ current financial situations and assist them in developing personalized spending plans, savings strategies, and debt reduction plans.
• Educate clients on core financial topics such as budgeting, credit, debt management, saving, investing basics, insurance concepts, and long-term planning.
• Track client progress, provide encouragement, and maintain accountability through regularly scheduled check-ins.
• Identify behavioral patterns and mindset barriers that impact financial decision-making, providing guidance and support toward lasting habit change.
• Refer clients to licensed financial professionals, tax advisors, legal advisors, or mental-health professionals when appropriate.
• Maintain accurate records of client sessions and progress while protecting personal and financial confidentiality.
• Keep current with financial education trends, tools, and best practices.
• (If applicable) Present financial literacy workshops, webinars, and community education events.

Qualifications: (Required)

• Strong understanding of personal finance concepts (budgeting, credit, debt management, saving, retirement basics).
• Bachelor's Degree in Business or Finance and 3 years in the financial services workforce.
• Excellent communication, coaching, and interpersonal skills.
• Ability to teach concepts clearly using non-judgmental, supportive, empowering language.
• Strong organizational skills and confidentiality standards.

Preferred:

• Experience in coaching, counseling, financial services, education, or social services.
• Certification such as AFC®, CFP®, FFC®, CFEI®, or other financial coaching/financial counseling credentials.
• Experience using financial coaching tools, budgeting apps, or CRM software.
• Bilingual or multilingual abilities.

Work Environment:

• In-person, virtual, or hybrid coaching format.
• May require occasional evenings or weekends based on client needs.
• Opportunities to collaborate with community organizations, nonprofits, employers, or financial institutions.

Ideal Candidate Profile:

The ideal Financial Coach is a patient and encouraging guide who believes everyone can improve their financial life—regardless of income, background, or past financial choices. They create a safe, non-judgmental space for learning and empower clients to take informed, values-driven action.